SoFi Technologies, Inc. (SOFI) is listed on NasdaqGS in the Financial Services sector Β· Credit Services industry. The current price is 18.30, up 2.55% from the previous close. Market cap is approximately $23.6B.
The commentary below is auto-generated by comparing market data (P/E, ROE, D/E, etc.) against predefined thresholds. No LLM is used. This is not a buy/sell recommendation from us or any analyst. For reference only.
SoFi Technologies, Inc. trades at a premium P/E of 37.34x, with a lot of growth priced in. A single quarter that misses consensus can compress the multiple sharply.
SOFI's ROE at 7.09% lags the market. ROE stuck below 5% for 1-2 years can be a value trap signal β verify the fundamental story before assuming recovery.
SoFi Technologies, Inc.'s elevated D/E of 30.84 either reflects an aggressive growth-via-debt strategy or balance sheet stress. Operating cash flow trend is the cleanest tell.
SoFi Technologies, Inc.'s 42.60% revenue growth signals strong momentum. The quality (price vs volume, new vs existing customers) determines whether it is sustainable.
P/B-based valuation tends to be more intuitive than P/E for financials.
SoFi Technologies, Inc. currently trades in the bottom 19% of its 52-week range (14.88β32.73). Prices near the 52-week low can mean the market has already priced in bad news, or that a downtrend is still underway β the earnings trend is what separates the two.
SoFi Technologies, Inc. has 5 recorded picks from AI discovery and early signals since 2026-05-03. Each entry was written the moment the pick was made and has never been edited or deleted.
Picks
5
Average alpha
-3.2pp
Median
-4.5pp
Win rate
20%
sample 5/5
| Date | Source | 5d alpha | 20d alpha |
|---|---|---|---|
| 2026-08-04 | AI Discovery | -3.7pp | -7.9pp |
| 2026-07-15 | AI Discovery | -3.5pp | -1.9pp |
Your watchlist and portfolio, one tap from your home screen β the Margin Call app
The day's high-to-low spread reached 3.94%, with a 2.55% move. Wide sessions frequently follow earnings, filings, or sector news, so identifying the catalyst matters.
SoFi Technologies, Inc. (SOFI) is listed on NasdaqGS, with recent volume of 24,967,484 shares. Volume is a supporting gauge of how much conviction sits behind a price move β the same gain reads differently on heavy versus light turnover.
| 2026-06-25 | AI Discovery | +3.7pp | -5.6pp |
| 2026-06-24 | AI Discovery | +4.8pp | -4.5pp |
| 2026-05-03 | AI Discovery | -2.6pp | +3.8pp |
A pick is not a recommendation to buy or sell, and past results do not guarantee future returns. Alpha is the excess return in percentage points after subtracting the benchmark index over the same period.